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Online Banking:

Early Investors Club

This account is designed for children and young adults 17 years old and younger. An Early Investors Statement or Passbook Savings Account is an ideal savings plan that will grow with them.

FREE gift is provided for opening this no minimum balance account.

Have straight A’s this semester - get $10 movie theater gift card/certificate!

FEATURES*

  • Child is primary account owner
  • FREE Online Banking with parental consent
  • FREE Telephone Banking with parental consent
  • FREE Citizens ATM Card with parental consent
  • Special Promotions for academic achievement
  • Fun web pages for kids
  • Choose from a passbook or quarterly statement
  • Unlimited teller-assisted withdrawals
Regulation D transaction limits apply. No more than 6 transfers and withdrawals per month, by telephone or Online Banking, pre-authorized, automatic, point-of-sale or check, draft or negotiable order to third parties. An excess transaction fee will be charged for each item exceeding the 6 allowed transactions.

*Regulation D transaction limitations apply.

  • Minimum Opening Deposit  $0
  • Minimum Balance  $0
  • Monthly Service Fee  No monthly service fee 
  • Citizens ATM Transactions FREE with parental consent 
  • Interest Options  Earns a variable interest rate on the entire balance. Interest is compounded and credited quarterly. 
  • Statement Choose from a passbook or a quarterly statement. 

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Member FDIC.