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Everyone’s needs are different. And Citizens Financial Bank has checking accounts to fit all of your needs… whether you’re 16 or 96.

Apply Now	Positively Free Checking	EZ Interest Checking	High Life Interest Checking	Premier Interest Checking
Minimum to Open	$50	$50	$50	$50
Minimum Balance Required	$0	$0	$0	$1,500 Minimum Daily Balance to avoid $6 Monthly Service Fee
Monthly Service Fee	$0	$0	$0	$6 if Minimum Daily Balance falls below $1,500
Interest Paid	No	Yes	Yes	Tiered Variable Rates
Online Banking & Telephone Banking	FREE	FREE	FREE	FREE
Quicken^® Connectivity through Online Banking	FREE	FREE	FREE	FREE
eStatements	FREE	FREE	FREE	FREE
Online Bill Pay	FREE	FREE	FREE	FREE
Citizens Debit Card	FREE	FREE	FREE	FREE
FREE Non-Citizens ATM Transactions	5 FREE per Statement Cycle (ATM owner may assess surcharge)	5 FREE per Statement Cycle (ATM owner may assess surcharge)	5 FREE per Statement Cycle (ATM owner may assess surcharge)	5 FREE per Statement Cycle (ATM owner may assess surcharge)
FREE Checks	First Box of Citizens' Checks FREE. Other styles at full price.	First Box of Citizens' Checks FREE. Other styles at full price.	Citizens' Checks FREE for life of account. 50% off other styles.	Citizens' Checks FREE for life of account. 50% off other styles.
Additional Benefits			FREE Traveler's Checks. 50% Safe Box Discount (With Automatic Payment)	FREE Traveler's Checks. 50% Safe Box Discount (With Automatic Payment)