Personal , Business Banking is us driving to you. Listening to your needs and designing a customized solution for your business – whether you are looking to buy or build a new facility, finance equipment, or manage cash flow. We’ve been helping our clients manage their unique needs for over three quarters of a century.
Business Checking Accounts
Your business deposit accounts are the foundation for the products and services you use. We offer a variety of account options to fit the transaction volume in the account.
Savings Opportunities
Manage your cash reserves more effectively with a variety of savings opportunities available at Citizens.
Small Business Loans
Because small businesses are the backbone of the economy and the communities served by Citizens, we have a seasoned group of knowledgeable Trusted Banking Advisors who will work personally with you to handle your credit needs. Citizens provides Financing options for those businesses acquiring capital equipment (manufacturing and medical equipment). Through a partnership program, Citizens also provides access to equipment leasing with flexible end of term options. Technology Equipment, Office Furniture, and Copiers are common items that are leased.
Small Business Administration (SBA) Loan Programs
The United States Small Business Administration (SBA) was founded in 1953 and is a federal agency that assists small businesses in establishing, financing, managing and expanding their businesses.
Cash Management
Cash is the lifeblood that keeps your business fit. Proactively managed, your business maintains stamina and can survive the changes dictated in today’s economy. Neglected, your business may stumble, fall or even hit a brick wall. Our Cash Management Team can assist you with best practices focusing on payment collection and disbursement, electronic deposits, excess cash investments and much more. For more information, please contact your Relationship Manager or Cash Management Officer today. If you currently do not have one, please contact our Business Resource Center at 1-888-811-6344.
Business Credit Cards
Access to extra financing when it is needed. We offer a variety of opportunities for business credit cards including rewards and travel cards.
Online Services
Streamline your banking and save time by checking balances, reviewing transactions, making payments or transferring funds online. You can also access your account information from your telephone with Citizens Telephone Banking.