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First Vice President - Senior Relationship Manager - Team Lead 219-227-3058 jnovosel@citz.com
John joined Citizens Financial Bank in 2006 and has over 17 years of banking experience with 14 of those years in business banking. He manages a veteran group of relationship bankers with an average of 22 years of business banking experience. John obtained a Bachelor of Arts degree in Economics from Indiana University along with a Masters of Business Administration degree, with a concentration in Finance from Indiana University as well. John is a lifelong resident of Northwest Indiana and a former board member of Bishop Noll Institute, Hammond, IN. Currently he is a volunteer at St. Maria Goretti Church in Dyer, IN along with Northwest Indiana Youth Soccer League and Munster Little League.