It’s important to know your credit history, to monitor your credit report and also obtain your credit score from the top three reporting agencies. Not sure how to get started or why this is so important? Here are some resources that can help shed some light on the subject.

Building a Good Credit Record †
Review Your Credit Report †
Developing and Using a Wise Borrowing Strategy †

For more information, please visit our Financial Wisdom Online Resource Library †. Click on the Using Your Debt Wisely topic in the first section.

AnnualCreditReport.com † is the official site to help you obtain your free credit report.