Not one penny of insured deposits has ever been lost by a customer of a federally insured bank. We want to make sure that your deposits are insured to the maximum extent possible. Please visit the Federal Deposit Insurance Corporation (FDIC) website by clicking on one of the links below to learn more about the new limit and to determine your level of insurance. If you have any questions after you’ve visited the FDIC website, please stop by your closest Citizens Banking Center to talk with your personal banker.

Who is the FDIC?

The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. (read more)†

Increased Coverage

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. (read more)†

Transaction Account Guarantee Program

Citizens Financial Bank is pleased to announce it is participating in the FDIC's Transaction Account Guarantee Program. (read more)

Know Your FDIC Coverage - EDIE The Estimator

A few minutes with EDIE can give you endless peace of mind. You’ll know if the money you have in deposit accounts at FDIC-insured banks is fully protected. If it's 100% FDIC-insured, you can't lose a penny, no matter what. (visit EDIE)†